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HDHP vs. PPO Comparison Spreadsheet

a spreadsheet to simplify and clarify the choices between healthcare plans

This course solves a thorny problem for healthcare consumers: you can figure out whether the HDHP is more cost-effective than the PPO or the other way around. The spreadsheet is simple to complete and should take you about 5-10 minutes to finish. I've done all the thinking for you! I've even considered the tax implications of contributing to an HSA, paying more (possibly) for the PPO, and more. Formulas are pre-loaded and ready to go. Not only will you see which approach is better, you'll see by how much and why.


Your Instructor


Julie Rains
Julie Rains

Julie Rains is a writer with interests in personal finance, investing, faith, and fitness. She holds a Bachelor of Science in Business Administration with a concentration in finance from The University of North Carolina at Chapel Hill.


Class Curriculum



Frequently Asked Questions


When does the course start?
The course starts now -- the spreadsheet is available as a download in the second lecture.
How long do I have access to the course?
You'll get immediate access to the spreadsheet upon purchasing the course. Access will be available until August 2019, or later depending on changes to tax law and healthcare plan design.
What if I am unhappy with the spreadsheet?
We would never want you to be unhappy! Please let me know if you need help with the spreadsheet. If you discover that the spreadsheet is not suitable for your purposes, please contact us in the first 30 days after purchase and we will give you a full refund.

Get started now!